Privacy

Page

Privacy Policy

Our Commitment To Privacy

Your privacy is important to us. To better protect you, we provide this notice explaining our online practices and safety measures.

The Information We Collect

This notice applies to all information collected or submitted on HarpMortgage.com. The information collected will vary and could include: Name, Street Address, Email Address, Phone Number, Income and Credit Data and Other Financial Information. We also track aggregate information about how the website is used and use cookies to track information about your visit to our site. This information includes: Number of website visitors, Dates and times of visits and Unique IP addresses.

The Way We Use Information

Prior to submission, we will clearly disclose to you that your information will be forwarded to another party who will respond to your inquiry. By clicking the “submit” (or similar) button you authorize us to forward your inquiry, including the personal information you have included, to third party businesses providing the financial products or services you have requested. By submitting your information, you authorize these businesses to contact you by e-mail and/or telephone with information about financial products or services that match your inquiry. We may exchange information with other companies and organizations for fraud protection. You authorize us to contact you to confirm your identity and to confirm that you are interested in the financial products or services you requested. We may also contact you, by e-mail or telephone, to confirm that your information has not been submitted fraudulently or in error. We will not share your information with any other third parties or for any other purpose.

Our Commitment To Data Security

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

Additional Information

While we monitor our network for fraud or other illegal activity, we are not responsible for the privacy policies and practices of the financial product and service providers who participate in our network and who may contact you in your response to your inquiry. We do encourage the businesses who participate in our marketplace to adhere to our same standards of information privacy, but we also encourage you review their privacy policy and to contact them directly for more information.

With Whom Do You Share My Information?

If you submit a request for a product or service, we will share the personal and other information you supply (such as your name, email, zip code, loan amounts etc) with those product and service providers that have agreed to participate in our network. Generally, these product and service providers, such as mortgage lenders, credit agencies and debt relief providers, are prohibited from using the information we provide to them for any other purpose, including using your information for other, unrelated marketing purposes. Note that we do not collect your social security number. By submitting your request you are consenting to being contacted by us or by our business partners through any means, based on the information you provide to us, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state Do Not Call List or the Do Not Call List of any specific institution. If, after you are contacted by that product or service provider, you do not wish to be contacted by that person again you must make a specific request to the product or service provider, not to LMR Group, LLC.

We may also share your personal and other information with a third-party that provides a service or supplies a specific functionality to us, such as a call center operator. These service providers will be provided only with the information necessary for them to perform their functions and are not allowed to share any of the provided information with others for any purpose whatsoever.

Any entity with whom we share your personal information is also required to comply with federal and state privacy regulations and will have its own privacy policies that should be made available to you at the time you are first contacted.

Are There Any Other Circumstances Where You Disclose My Information?

We may be required to share your information with law enforcement or government agencies in response to subpoenas, court orders or other forms of legal process. We may elect to share information when, in our reasonable judgment, such sharing is necessary or appropriate for the investigation or prevention of illegal activities, including actual or suspected fraud, real or potential threats to the physical safety of any person or otherwise as required by law.

In addition, if we are merged with, or acquired by, another company the successor company will have access to all of the information collected and maintained by us. In such a circumstance, the successor company would continue to be bound by the terms and conditions of this Privacy Policy. You will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

How Do You Safeguard The Information You Collect?

The security of your personal information is a very high priority for us and we take a number of steps to safeguard it. Some of the measures we take are:
Limiting access to personal information to those employees who are critical to the delivery of products and services to you.
Implementing appropriate physical, electronic and managerial procedures to guard against unauthorized access or use.
Requiring appropriate consents and protections from our business partners before we share any personally identifiable information.

LMR Group, LLC and its affiliates use commercially reasonable physical and technical security measures to protect all personal information in our possession. We cannot, however, guarantee or warrant the absolute security of any system or that any information we hold will not be accessed, disclosed, altered or destroyed.

A Special Note about Children’s Privacy

We do not knowingly collect, use or share personal information about visitors under 18 years of age. If you are under 18 years of age, you can use the products and/or services offered on our website(s) only in conjunction with your parents or guardians.

Updates to Our Policy

From time to time we may update our privacy policy. The most updated policy can always be found here, with it’s effective date.

How To Contact Us

Should you have other questions or concerns about these privacy policies, please use use our form on the home page and inquire about privacy.

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s